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Getting Started with SavvyMoney

Welcome to the SavvyMoney Developer Documentation! This guide will help you get started with integrating SavvyMoney's credit score and financial wellness tools into your platform.

What is SavvyMoney?​

SavvyMoney provides financial institutions with a suite of tools that help their customers:

  • View their credit score - Real-time credit score access with educational content
  • Understand credit factors - Detailed breakdown of what impacts their credit
  • Get personalized offers - Pre-qualified loan and credit card offers based on their profile
  • Track credit changes - Alerts and monitoring for credit report changes

Prerequisites​

Before you begin, ensure you have:

  • A SavvyMoney partner account
  • API credentials (Client ID and Client Secret)
  • Access to your sandbox environment
  • Technical team familiar with REST APIs or iframe integration
Contact Support

If you don't have credentials yet, contact your SavvyMoney representative or email support@savvymoney.com.

Integration Options​

SavvyMoney offers multiple integration methods to fit your technical requirements:

MethodBest ForComplexityTime to Implement
Iframe EmbedQuick deployment, minimal developmentLow1-2 weeks
API IntegrationCustom UI, full controlMedium4-8 weeks
Mobile SDKNative mobile appsMedium4-6 weeks

Quick Start: Iframe Integration​

The fastest way to get started is with our iframe integration. Here's a simple example:

<!-- SavvyMoney Widget Embed -->
<iframe
src="https://widget.savvymoney.com/v2/embed?partnerId=YOUR_PARTNER_ID&token=USER_TOKEN"
width="100%"
height="600"
frameborder="0"
allow="fullscreen"
title="SavvyMoney Credit Score"
></iframe>
note

Replace YOUR_PARTNER_ID and USER_TOKEN with your actual credentials. See the Iframe Embed Guide for complete setup instructions.

Architecture Overview​

β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”     β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”     β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
β”‚ Your App │────▢│ SavvyMoney │────▢│ Credit Bureau β”‚
β”‚ (Frontend) β”‚ β”‚ API/Widget β”‚ β”‚ (Equifax/TU) β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜ β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜ β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜
β”‚ β”‚
β”‚ β–Ό
β”‚ β”Œβ”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”
└──────────────▢│ Your Backend β”‚
β”‚ (API calls) β”‚
β””β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”€β”˜

Environment URLs​

EnvironmentPurposeBase URL
SandboxDevelopment & testinghttps://api.sandbox.savvymoney.com
ProductionLive customer datahttps://api.savvymoney.com
Sandbox vs Production

Always develop and test in the sandbox environment first. Production credentials should only be used in your production environment.

Next Steps​

  1. Choose your integration method - Review the Integration Guides
  2. Set up authentication - Learn about API Authentication
  3. Explore the API - Browse the complete API Reference
  4. Review best practices - Check our Security Guidelines

Need Help?​

  • Documentation: You're in the right place!
  • Email Support: support@savvymoney.com
  • Technical Issues: Contact your SavvyMoney integration specialist

Ready to dive in? Start with the Iframe Embed Guide for the quickest path to integration.